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For owners and homeowners

Getting started as an owner or homeowner

Wealtharu is not only for landlords. You can track a home or property you own even if you do not rent it out.

Before you start

  • Free includes one property. A home you own counts, so add it and start tracking.
  • When you add a property you choose its use: a rental, your primary residence, a second or vacation home, or an investment you do not rent. Rental tools like units, leases, and rent appear only for rentals. The portfolio tools apply to every property.

Steps

  1. Add your property and pick its use.
  2. Record the purchase price and any major improvements. These help with future tax estimates.
  3. Add the property's insurance, mortgage, and a valuation so Wealtharu can track your coverage, balance, and equity.

What happens next

  • The property's Key dates surface upcoming insurance expiries, mortgage renewals, and warranties.
  • On Pro and up, the Net worth view shows your real-estate equity, which is value minus mortgage, across all your properties. The capital-gains estimator helps you plan a future sale.

Notes

  • Owners managing rentals also get owner statements and portfolio financials. See those articles.
  • Add a second property, say a home plus a cottage, and you move to a paid plan.

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