Wealtharu is in beta.

Help centre

Short, plain-English guides for getting things done in Wealtharu. New to renting out a place? Start with the basics, no jargon required.

See how Wealtharu works

Plain-language walkthroughs of the main journeys, who does what at each step.

For tenants

For property managers

Record land and other non-depreciable capital (ACB only)

Some capital costs add to your property's adjusted cost base (ACB) for a future sale but are not depreciated. Land is the main one, along with acquisition legal fees and land-transfer tax. Record these as "ACB only, not depreciable" so they raise your cost base without showing up as a capital cost allowance (CCA) item. This is tooling, not tax advice.

Add a condo without adding a unit

A condo, a single-family house, and a townhouse are each one home you own, one property and one place to live. You do not need to create a "unit" inside it. Wealtharu treats these as a single dwelling, so you add the property and go straight to the lease.

Add a property and its units

Add a rental property to your account and set up the units inside it.

Add a tenant and create a lease

Add a tenant, then create the lease that ties them to a unit and sets the rent.

Advertise a vacancy with a public listing

Turn an empty unit into a public, shareable listing page that advertises the vacancy and captures applications. Listings are free on every plan.

Approve money before it hits the books

When a teammate records money, it can wait for an owner or approver to sign off before it counts. This is a safety check, nothing is wrong.

Archive something and restore it

Archive a property, lease, or tenant to hide it from your lists while keeping everything. This is the right choice for records you no longer manage day to day but need to keep, like a property you sold or a tenant who moved out.

Attach a rent-increase notice

Fill the official rent-increase notice for a lease, prefilled from the tenancy.

Bring in your CCA opening balances

If you were already depreciating assets before you started using Wealtharu, you can bring in each pool's opening balance so we carry it forward correctly. This is the carried-forward undepreciated capital cost (UCC) for your capital cost allowance (CCA) pools. Tooling, not tax advice.

Does claiming CCA affect my principal residence

Yes, claiming capital cost allowance (CCA) on a building can affect your principal residence exemption (PRE), so it is a decision to make with your accountant. This is tooling, not tax advice.

See your capital on the books by CCA class

The Capital on the books, by CCA class panel groups all your capital improvements by their CRA CCA class, so you can see what you own, what is left to depreciate, and what you have claimed so far. Tooling, not tax advice.

Claim capital cost allowance (CCA)

Capital cost allowance (CCA) is the tax depreciation you may deduct on your building and depreciable assets. It is optional. You choose how much to claim each year, from nothing up to a maximum. Wealtharu defaults every pool to claiming $0 and never claims for you. Tooling, not tax advice.

Close the books for a period

Closing the books locks past records so a finished period cannot be changed by mistake. It is the standard accounting control that makes a month, quarter, or year final once you have reported it.

Collect rent early and prepayments

A tenant can pay before rent is due, or pay ahead for a future month. Wealtharu handles this for you. The payment settles the balance, and a prepaid or settled month does not send a "rent is due" reminder.

Compose and e-sign a lease

Build a lease from clauses and send it for electronic signature, all in Wealtharu.

Add your condo's details and strata fee

A condo or townhouse usually belongs to a strata or condo corporation, and sits at a suite number on a particular floor. Wealtharu lets you record those facts on the property and track the monthly strata fee alongside your other costs.

Delete something and recover it

Delete a property, unit, lease, tenant, or a portfolio record like a mortgage, valuation, or insurance policy. You have 24 hours to recover it before it is removed for good.

Estimate your property value

See your real estate net worth without typing in every number. When you add a property, Wealtharu can estimate its current value from the price you paid, and your dashboard leads with your equity.

Switch between the Simple and Advanced experience

Wealtharu can show you a calm menu with just the daily essentials, or the full toolset with every section and money tool. You choose, and you can switch back anytime. Your choice is remembered for the account you are in, so each account you manage can have its own experience.

File a pile of property documents at once

Have a folder of documents for a property, a mortgage statement, an insurance page, a tax bill, the deed? Drop them all in at once. Wealtharu sorts each into the right place in the property's documents. You review before anything is saved, and you can undo the whole batch in one tap.

Fill out and attach a form

Fill out a curated form right inside Wealtharu and keep a copy you can find later.

Find anything with search

Jump straight to any tenant, property, unit, lease, or document from anywhere in the app.

Find your filled forms

Every form you fill is saved so you can find, preview, and download it later.

Getting started as a property manager

New to Wealtharu? Here is the fastest path from sign-up to collecting rent.

Plain-English glossary of rental and tax terms

Renting out a place comes with a pile of acronyms. Here is what the common ones mean, in plain language. You will also see these words underlined with dots in the app. Tap one to see its meaning right where it appears.

Group your condos into a building

If you own several condos in the same building, you can group them under one building. A building is the shared bricks they sit in, one address and one strata corporation. It is a grouping only, so it holds no money of its own, no value, no mortgage, and no tax.

Handle a maintenance request

Sort, comment on, and close out the maintenance requests your tenants send.

How much CCA can I claim

CCA is optional. You can claim any amount from $0 up to the year's maximum for each pool, and the default is $0. This is tooling, not tax advice.

How rent charges are created each month

Every month, the rent a tenant owes is recorded as a charge on their lease. That charge is what the balance, reminders, and statements are built on. Here is how it gets there.

How the general ledger works

Wealtharu keeps real double-entry books behind the scenes. Every time money moves, it records two matching sides so your books always balance.

Import your financial history

Already track your rentals' expenses in a spreadsheet? Bring a whole year of them into Wealtharu at once. You upload your file, check what we found, and confirm. Nothing is saved until you say so, and you can undo the whole import in one tap.

Import your properties from a spreadsheet

Already keep your rentals in a spreadsheet? You can bring them straight into Wealtharu. Upload the file you already have and Wealtharu suggests how your columns line up with ours. You check the suggestions, fix anything that looks off, then import. Nothing is saved until you confirm.

Import your maintenance history

Moving your portfolio into Wealtharu? Bring your past maintenance requests with you. If you already track repairs and work orders in a spreadsheet, you can import the whole list at once. You upload your file, check what we found, and confirm. Nothing is saved until you say so, and you can undo the whole import in one tap.

Import your condos

When you bring in a spreadsheet of properties, Wealtharu understands the words people actually use for a condo, so a condo row comes in as a condo, not an unrecognized type.

Install Wealtharu on your phone or desktop

Add Wealtharu to your home screen so it opens like an app, and turn on push notifications so you hear about what needs you.

Keyboard shortcuts

Move around Wealtharu faster with a few simple keyboard shortcuts. They are optional and they never get in the way of typing.

Use AI triage, work orders, and your vendor directory

Turn a maintenance request into action. When the maintenance AI feature is on, each request shows an advisory triage, you can draft a work order, and you can assign a vendor from your own directory.

Manage arrears and set up a payment plan

See who is behind on rent, how old the balance is, and set up a payment plan to help a tenant catch up.

Manage messaging consent, unsubscribe, and delivery status

How Wealtharu keeps your email and text messages CASL-compliant, lets recipients opt out in one click, and shows you whether each message actually went out.

Send and receive messages with contacts

Messages keeps every conversation with a tenant, vendor, or applicant in one place, so the whole history lives in Wealtharu instead of your personal phone and inbox. You send by email, by text, or both, and replies come back into the same thread. This is for tenancy matters, not marketing.

Milestone moments on your dashboard

Wealtharu celebrates real moments in your portfolio, like crossing $1M in equity or collecting your 100th rent payment. These are grounded in your own numbers, never made up.

Track your money activity in one feed

Money activity is one timeline of everything that moved money across your whole portfolio, newest first.

See neighbourhood insights for a property

See what's around a property without leaving Wealtharu. On the property workspace, the Neighbourhood panel shows a walkability read plus how many groceries, restaurants, transit stops, parks, schools, and healthcare spots are within about 1 km.

Offer a lease renewal

Offer a tenant a fixed-term renewal or a move to month-to-month, with any rent change checked against your province's rules.

Your portfolio completeness score

Your dashboard can show a completeness score, like a profile-strength meter for your portfolio. It is a simple way to see what is filled in and what is still missing.

Preview a document or image

Open any document or image without leaving Wealtharu. Instead of downloading a file to look at it, you can preview it right in the app, page through it, zoom in, and download it only if you want to keep a copy.

See proactive insights on your dashboard

The Insights panel on your dashboard tells you what to look at, before you go hunting for it.

Reading the trial balance

The trial balance is the one-page proof that your books balance. It lists every account with its total debits, total credits, and net balance, plus a check that the grand totals match.

Record a rent payment

Log a payment a tenant made outside the app, like cash, cheque, or Interac e-Transfer, against their balance.

Re-open a closed period

Sometimes you need to fix a record in a period you already closed. Re-opening the books removes the lock so you can make the correction, and it is recorded in the audit trail.

Track a reserve fund

A reserve fund is money you set aside from each rent payment so a big or lumpy bill, like the annual property-tax or insurance bill, is never a surprise. Wealtharu tracks this as a plan plus a running balance. It is guidance, not accounting, and it never moves real money.

Run a move-in

Move a tenant in with one guided flow that takes the deposit and first rent, records the walkthrough, and invites the tenant to their portal.

Scan a receipt or statement

Snap a photo or upload a PDF of a receipt and Wealtharu drafts the expense for you. You review every field before anything is saved. You can also scan a mortgage, insurance, property tax, or valuation statement to draft the matching details.

Screen a rental applicant

Coming soon, not yet available. Tenant screening (credit and background checks) is not live during the soft launch while its vendor contract is being verified. The steps below describe the intended experience and run against a stand-in provider for now. This article is not for publication until screening is enabled.

Send a rent increase notice (with the Ontario N1 form)

When you raise an Ontario tenant's rent, Wealtharu can fill the official Form N1 ("Notice of Rent Increase") for you and attach it to the email the tenant receives. You review everything before it goes out, and you can sign the form on screen.

Set up pre-authorized debit (PAD) and autopay

Collect rent automatically from a tenant's bank account by pre-authorized debit (PAD).

Set up automated rent reminders

Turn on automatic reminders that nudge tenants whose rent is overdue, on a schedule you control.

Switch between your accounts

Belong to more than one account? You can switch between them without signing out. This is common for property managers who work with more than one landlord, or anyone who owns more than one business on Wealtharu.

Tenant-history signal (Openroom and LTB)

Coming soon, not yet available. The tenant-history signal is not live. It is held behind a rollout flag while we finish an Openroom data-use agreement and a legal review, and it only turns on after tenant screening itself is live. The steps below describe the intended experience. This article is not for publication until the feature is enabled.

The audit trail, who changed what

Every change to a money record is recorded in a permanent trail you can hand to an accountant or auditor. It answers "an expense was $5,000 and is now $500, who changed it, when, and what was it before?"

Use the resource library

Browse Wealtharu's shared guides and forms, and attach one into a tenancy so the tenant can see it.

Get answers from the assistant

Wealtharu has one assistant that answers two kinds of question. Tap the round ? button in the bottom corner of any page to open it.

For owners and homeowners

Estimate capital gains and the principal-residence exemption

Get a "what if I sell" estimate of the capital gain on a property and how the principal-residence exemption could lower it.

Generate your CRA T776 tax package

Produce a Canada Revenue Agency T776 Statement of Real Estate Rentals for a property, or for your whole portfolio, for a calendar year.

Export your data

Get a copy of your account's data, prepared in the background and delivered by a secure private link.

Getting started as an owner or homeowner

Wealtharu is not only for landlords. You can track a home or property you own even if you do not rent it out.

Is Wealtharu for you?

Not sure if Wealtharu fits your situation? Here is who it is for, in plain words.

Create your Landlord Wrapped year-end report

Get a shareable year-end "Landlord Wrapped" report of your portfolio. Your income, equity growth, biggest expense, estimated tax saved, and occupancy for the year, as a branded PDF plus a PII-safe share card.

Download owner statements

Get a per-property statement of income and expenses for a period. It is handy for your records and at tax time.

See your portfolio financials

See how your properties are performing, with income, expenses, and the key return numbers.

See your properties on a map

Wealtharu can show your properties on a map, with a small map picture on each property page and a List or Map view on your properties list. This is an optional feature your account admin turns on.

Property valuation and net worth

Track each property's value over time and see your real-estate net worth across the portfolio.

Record a property sale

Record the sale of a property. Wealtharu computes the realized capital gain, discharges the mortgage, and keeps the property as a permanent record.

Rent out part of your home

Renting out a basement suite or a spare room for the first time? Here is the simple path.

Filter and save views of your properties and leases

Wealtharu can filter your properties and leases lists by the things you care about, and save the filters you use most as named views. This is an optional feature your account admin turns on.

Track property insurance

Record each property's insurance policy so coverage and renewal dates never slip.

Track your mortgage and renewal dates

Record a property's mortgage to see its current balance, its payoff schedule, and the all-important renewal date.

Project your equity, accessible equity, and hold versus sell

The Wealth page turns your recorded valuations and mortgages into a forward view of your real-estate wealth. It is an optional feature your account admin turns on. Everything here is an estimate for planning, not financial advice.

Get a weekly portfolio digest

Wealtharu can send you a short summary of your portfolio once a week, so you stay in the loop even when nothing needs your attention. You get the same summary as a "This week" card on your dashboard. This is an optional feature your account admin turns on.

Account and billing